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Business Accounts

Business Accounts

Information about the Business checking, Savings, and Money Market Accounts offered by the Valley State Bank
 Valley Free CheckingValley CheckingValley Interest CheckingValley Money MarketValley Savings
Maintenance Fee (If balance requirement is not met)

$0

$11

$11

$8

    $0 includes 6 free debit transactions per monthly cycle, $1 per additional debit items

Balance Requirement

$0

$1,000

$2,500

$2,500

$0

Minimum to Open

$50

$100

$2,500

$2,500

$50

Interest Bearing

 no

NO

Yes, with a minimum balance of $2,500

Yes, with a minimum balance of $2,500

YES

Monthly Statements

Yes, with images

Yes, with images

Yes, with images

Yes

Quarterly

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

 yes

 yes

 yes

 yes

Check Writing or other account debits

Unlimited

$0.25 charge per check will be assessed when check writing exceeds 25 checks per month

$0.25 charge per check will be assessed when check writing exceeds 25 checks per month

Limited to 6 debits per monthly cycle, $1 per additional debit

Limited to 6 debits per monthly cycle, $1 per additional debit

Free InstaKey or Visa® Debit Card*

Debit Card

Debit Card

Debit Card

InstaKey

InstaKey

Access to Overdraft Protection

YES

YES

YES

 no

 no

Maintenance Fee (If balance requirement is not met)

$0

Balance Requirement

$0

Minimum to Open

$50

Interest Bearing

 no

Monthly Statements

Yes, with images

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

Check Writing or other account debits

Unlimited

Free InstaKey or Visa® Debit Card*

Debit Card

Access to Overdraft Protection

YES

Maintenance Fee (If balance requirement is not met)

$11

Balance Requirement

$1,000

Minimum to Open

$100

Interest Bearing

NO

Monthly Statements

Yes, with images

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

Check Writing or other account debits

$0.25 charge per check will be assessed when check writing exceeds 25 checks per month

Free InstaKey or Visa® Debit Card*

Debit Card

Access to Overdraft Protection

YES

Maintenance Fee (If balance requirement is not met)

$11

Balance Requirement

$2,500

Minimum to Open

$2,500

Interest Bearing

Yes, with a minimum balance of $2,500

Monthly Statements

Yes, with images

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

Check Writing or other account debits

$0.25 charge per check will be assessed when check writing exceeds 25 checks per month

Free InstaKey or Visa® Debit Card*

Debit Card

Access to Overdraft Protection

YES

Maintenance Fee (If balance requirement is not met)

$8

Balance Requirement

$2,500

Minimum to Open

$2,500

Interest Bearing

Yes, with a minimum balance of $2,500

Monthly Statements

Yes

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

Check Writing or other account debits

Limited to 6 debits per monthly cycle, $1 per additional debit

Free InstaKey or Visa® Debit Card*

InstaKey

Access to Overdraft Protection

 no

Maintenance Fee (If balance requirement is not met)

    $0 includes 6 free debit transactions per monthly cycle, $1 per additional debit items

Balance Requirement

$0

Minimum to Open

$50

Interest Bearing

YES

Monthly Statements

Quarterly

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

Check Writing or other account debits

Limited to 6 debits per monthly cycle, $1 per additional debit

Free InstaKey or Visa® Debit Card*

InstaKey

Access to Overdraft Protection

 no

 
Valley Free Checking

There are so many "no's", it has to be "yes"!

  •     $50.00 minimum to open
  •     First Debit Card or Instakey Card Free**
  •     Free Internet Banking
  •     Free Online Statements Available
  •     Free Bill Pay
  •     Free Mobile apps and Mobile Remote Deposit
  •     Free TeleBank Access
     
Valley Checking
  • $100.00 Minimum to open
  • $11.00 Monthly Maintenance Fee- Avoid Monthly Maintenance Fee with average daily balance* of $1000.00
  • First Debit Card or Instakey Card Free**
  • Free Internet Banking
  • Monthly Statements with Images
  • Free Online Statements Available
  • Check Writing- $0.25 charge per check will be assessed when check writing exceeds 75 checks per month
  • Free Mobile apps and Mobile Remote Deposit
  • Free TeleBank Access
     
Valley Interest Checking
  • $2500.00 Minimum to open
  • Interest Bearing Checking Account with a minimum balance of $2500.00
  • $11.00 Monthly Maintenance Fee- Avoid Monthly Maintenance Fee with average daily balance* of $2500.00
  • First Debit Card/or Instakey Card Free**
  • Free Internet Banking
  • Monthly Statements with Images
  • Free Online Statements available
  • Check Writing- $0.25 charge per check will be assessed when check writing exceeds 75 checks per month
  • Free Mobile apps and Mobile Remote Deposit
  • Free TeleBank Access

* The Average Daily Balance is the sum of the daily balances of an account , divided by the number of days in the period being measured.
**There is a $5.00 replacement card fee for any additional cards


 

Valley Money Market
  • $2500.00 minimum to open
  • $8.00 Monthly Maintenance Fee-To Avoid Fee account must maintain an Average Minimum Balance** of $2500.00
  • Six free debit transactions
  • $1.00 for each withdrawal in excess of Six per month
  • Interest Bearing Account with minimum balance of $2500.00
  • Free Internet Banking
  • Free Quarterly Statements
  • Free E-Statements if you enroll
  • Free Mobile Remote Deposit
  • First Instakey Card Free*
  • Free Voice Access Banking
  • $1.00 per month dormant fee after 12 inactive months
  • Click Here For Current Rates

*There is a $5.00 replacement card fee for any additional or replacement cards.
**The Average Minimum Balance is the sum of the daily balances of an account, divided by the number of days in the period being measured.

Valley Savings
  • $50.00 minimum to open
  • No Monthly Maintenance Fee
  • Six free debit transactions
  • $1.00 for each withdrawal in excess of Six per month
  • Interest Bearing Account
  • Free Internet Banking
  • Free Quarterly Statements
  • Free E-Statements if you enroll
  • Free Mobile Remote Deposit
  • First Instakey Card Free*
  • Free Voice Access Banking
  • $1.00 per month dormant fee after 12 inactive months
  • Click Here For Current Rates
     
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