
Personal Banking
Valley Free Checking | Valley Checking | Valley Interest Checking | Royal Checking | Valley Savings | Valley Money Market | |
---|---|---|---|---|---|---|
Maintenance Fee (If balance requirement is not met) | $0 | $11 | $11 | No monthly maintenance fee or average balance requirement | $0 includes 6 free debit transactions per monthly cycle, $1 per additional debit items | $8 |
Balance Requirement | $0 | $1,000 | $2,500 | $0 | $0 | $2,500 |
Minimum to Open | $50 | $100 | $2,500 | $100 | $50 | $2,500 |
Interest Bearing | no | no | Yes, with a minimum balance of $2,500 | Yes, interest rate dependent on qualifications listed below | yes | Yes, with a minimum balance of $2,500 |
Monthly Statements | Yes, with images | Yes, with images | Yes, with images | Yes, with images | Quarterly | Yes |
Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking | yes | yes | yes | yes | yes | yes |
Check Writing or other account debits | Unlimited | $0.25 charge per check will be assessed when check writing exceeds 25 checks per month | $0.25 charge per check will be assessed when check writing exceeds 25 checks per month | Limited to 6 debits per monthly cycle, $1 per additional debit | Limited to 6 debits per monthly cycle, $1 per additional debit | Limited to 6 debits per monthly cycle, $1 per additional debit |
Free InstaKey or Visa® Debit Card* | Debit Card | Debit Card | Debit Card | instaKey or Debit Card | InstaKey | InstaKey |
Access to Overdraft Protection | yes | yes | yes | yes | no | no |
Account Rewards | ||||||
Qualifications for Rewards** |
Maintenance Fee (If balance requirement is not met)
$0
Balance Requirement
$0
Minimum to Open
$50
Interest Bearing
no
Monthly Statements
Yes, with images
Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking
yes
Check Writing or other account debits
Unlimited
Free InstaKey or Visa® Debit Card*
Debit Card
Access to Overdraft Protection
yes
Account Rewards
Qualifications for Rewards**
Maintenance Fee (If balance requirement is not met)
$11
Balance Requirement
$1,000
Minimum to Open
$100
Interest Bearing
no
Monthly Statements
Yes, with images
Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking
yes
Check Writing or other account debits
$0.25 charge per check will be assessed when check writing exceeds 25 checks per month
Free InstaKey or Visa® Debit Card*
Debit Card
Access to Overdraft Protection
yes
Account Rewards
Qualifications for Rewards**
Maintenance Fee (If balance requirement is not met)
$11
Balance Requirement
$2,500
Minimum to Open
$2,500
Interest Bearing
Yes, with a minimum balance of $2,500
Monthly Statements
Yes, with images
Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking
yes
Check Writing or other account debits
$0.25 charge per check will be assessed when check writing exceeds 25 checks per month
Free InstaKey or Visa® Debit Card*
Debit Card
Access to Overdraft Protection
yes
Account Rewards
Qualifications for Rewards**
Maintenance Fee (If balance requirement is not met)
No monthly maintenance fee or average balance requirement
Balance Requirement
$0
Minimum to Open
$100
Interest Bearing
Yes, interest rate dependent on qualifications listed below
Monthly Statements
Yes, with images
Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking
yes
Check Writing or other account debits
Limited to 6 debits per monthly cycle, $1 per additional debit
Free InstaKey or Visa® Debit Card*
instaKey or Debit Card
Access to Overdraft Protection
yes
Account Rewards
Qualifications for Rewards**
Maintenance Fee (If balance requirement is not met)
$0 includes 6 free debit transactions per monthly cycle, $1 per additional debit items
Balance Requirement
$0
Minimum to Open
$50
Interest Bearing
yes
Monthly Statements
Quarterly
Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking
yes
Check Writing or other account debits
Limited to 6 debits per monthly cycle, $1 per additional debit
Free InstaKey or Visa® Debit Card*
InstaKey
Access to Overdraft Protection
no
Account Rewards
Qualifications for Rewards**
Maintenance Fee (If balance requirement is not met)
$8
Balance Requirement
$2,500
Minimum to Open
$2,500
Interest Bearing
Yes, with a minimum balance of $2,500
Monthly Statements
Yes
Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking
yes
Check Writing or other account debits
Limited to 6 debits per monthly cycle, $1 per additional debit
Free InstaKey or Visa® Debit Card*
InstaKey
Access to Overdraft Protection
no
Account Rewards
Qualifications for Rewards**
*First Debit Card is free. $5.00 replacement card fee for additional cards.
** See account for more details on qualifications.