Skip Navigation
Extended Cut Off Time to match Closing Times

We are extending our Cut Off Times. ...Learn More

Collage of clock and money

Certificates of Deposit

We Offer a Wide Range of Certificates of Deposit (CDs)

We offer a wide selection of certificates of deposit (CDs) available to individuals, businesses, corporations or organizations. We offer competitive rates which may vary by term of certificate of deposits (CDs).

Valley State Bank offers a broad range of CDs with a variety of terms and risks. You should carefully consider your investment goals and the risks associated with a specific CD before investing. Valley State Bank's CD Department can help you determine which structures are suitable for you.

When to Consider Certificates of Deposit

If you're a conservative investor who intends to hold your investment to maturity, then you may want to consider investing in a certificate of deposit (CD).

Keep in mind: If you redeem your certificate of deposit (CD) before it matures, you may receive less than its original cost. A substantial penalty may be imposed for early withdrawal.

Investing in Certificates of Deposit (CDs) Through Valley State Bank

Valley State Bank's CD Department can help you determine whether a certificate of deposit (CD) is an appropriate investment for you and provide you with the most current CD interest rate information. In addition, they have access to a wide range of certificates of deposit (CDs) with a variety of interest rates and maturities and can help you select a certificate of deposit that makes sense for you.

Click Here For Current Rates

Note: Valley State Bank automatically reinvests the money from your maturing CD unless told otherwise by you.

Note: Funds are FDIC insured up to the maximum of $250,000 per depositor.

Call 620-384-7451 or 1-800-249-2093 and speak with the CD Department or email us at

Back to Top