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Certificates of Deposit

Valley State Bank offers competitive rates and a wide selection of Certificates of Deposit (CDs) available to individuals, businesses, or corporations.

When to Consider Certificates of Deposit

If you're a conservative investor who intends to hold your investment to maturity, then you may want to consider investing in a certificate of deposit (CD).

Keep in mind: If you redeem your certificate of deposit (CD) before it matures, you may receive less than its original cost. A substantial penalty may be imposed for early withdrawal.

Investing in Certificates of Deposit (CDs) Through Valley State Bank

You should carefully consider your investment goals and the risks associated with a specific CD before investing. Valley State Bank's CD Department can provide you with the most current CD interest rate information and help you determine which structures are most suitable for you. 

Note: Valley State Bank automatically reinvests the money from your maturing CD unless told otherwise by you.

Note: Funds are FDIC insured up to the maximum of $250,000 per depositor.

Call 620-384-7451 or 620-805-6700 and speak with the CD Department or email us at customerservice@thevalleystatebank.com.

 
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